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EDUCATION LOAN FOR STUDENTS
Educational Loan for students
Educational Loan for students Vidya Laxmi Karykram
A completely IT based Student Financial Aid Authority has been proposed through the ‘Pradhan Mantri Vidya Lakshmi Karyakram‘, to direct and screen Scholarship also Educational Loan Schemes, so as to empower all poor and working class understudies to seek after advanced education of their decision with practically no requirement of assets.
Vidya Lakshmi is a first of its sort gateway for understudies looking for Education Loan. This entry has been created under the direction of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA). The entryway has been created and being kept up with by NSDL e-Governance Infrastructure Limited. Understudies can see, apply and follow the instruction credit applications to banks whenever, anyplace by getting to the entrance.
Vidya Lakshmi Portal is a first of its sort entry for understudies looking for Education Loan. It gives single window electronic stage to understudies to get to data and plans applications for Educational Loans and Government Scholarships. It gives data on the accompanying:
Instructive Loan Schemes of different Banks
Normal Educational Loan Application Form for Students
Application for Education Loan to various Banks
Office for Banks to download Students Loan Applications
Office for Banks to transfer advance handling status
Office for Students to email complaints/inquiries connecting with Educational Loans to Banks
Linkage to National Scholarship Portal for data and application for Government Scholarships
This drive intends to welcome on board all Banks giving Educational Loans. It is normal that understudies all through the nation will be benefited by this drive of the Government, by making accessible a solitary window for admittance to different Educational Loan Schemes, everything being equal. The entry has been created and being kept up with by NSDL e-Governance Infrastructure Limited.
39 Banks have enlisted 70 Educational Loan Schemes on the Vidya Lakshmi Portal and incorporated their framework with the Portal for giving credit handling status to understudies.
The applicant must register and login to Vidya Lakshmi Portal and then fill-up the Common Education Loan Application Form (CELAF) by providing all the necessary details. CELAF is a single form which students can fill to apply for Educational Loan to multiple banks/schemes. This form is prescribed by Indian Banks Association (IBA) and accepted by all banks. It is provided on Vidya Lakshmi Portal. After filling the form, the applicant can search for Educational Loan and APPLY as per his/her needs, eligibility and convenience.
Alternatively, the applicant can also search for Educational Loan after login and apply for the suitable Educational Loan by filling the CELAF.
A student can apply to a maximum of three Banks through Vidya Lakshmi Portal using CELAF.
GUIDELINES FOR REGISTRATION ON VIDYA LAKSHMI PORTAL
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Educational Loan watch this Video : Click Here
Name – Please enter student name as mentioned on 10th standard mark sheet or the mark sheet attached with your loan application.
Mobile Number – Enter a valid mobile number. Student can provide mobile number of parent/guardian.
Email ID – Enter a valid email ID. Email ID is not allowed to be changed later. All necessary communications will be sent on this email ID.
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